Enrollment open — $97/mo, no setup fee, no per-deletion charges

Built for founders and self-employed borrowers 

Transform your credit.Secure $50k+ in funding.

Done-for-you credit repair plus a personal and business funding roadmap — $97/month. We clean the file, build the profile lenders approve, and tell you exactly when to apply.

Credit monitoring is mandatory · No setup fee · No refunds

Tap the sound icon to hear how members get funded.

$25k+

Personal funding

3-6 mo

To lender-ready

Unlimited

Inquiry removal

Real files, real approvals

Clean files get funded. 
Here are the receipts.

Actual progress reports pulled from member files on the way to approvals. Results vary — discipline is the difference.

+149 pointsVerified
Equifax progress report showing a credit score increase from 520 to 669, with three collection items deleted

Equifax progress report · 3 items deleted in round one

+182 pointsVerified
Tri-bureau progress report showing scores of 760, 762 and 763 across Equifax, Experian and TransUnion after 15 deletions

All three bureaus 760+ · 15 disputes deleted

+189 pointsVerified
Tri-bureau progress report showing Equifax 672, Experian 661 and TransUnion 662 after 18 deletions

Equifax 672 · Experian 661 · TransUnion 662 · 18 disputes deleted

+135 pointsVerified
Tri-bureau progress report showing Equifax 753, Experian 773 and TransUnion 736 after 30 deletions

All three bureaus 736+ · 30 disputes deleted · utilization down to 7%

+182 pointsVerified
Tri-bureau progress report showing Equifax 717, Experian 634 and TransUnion 635

Equifax 717 in under a month · 5 disputes deleted

+158 pointsVerified
Credit re-import summary showing Equifax 827, Experian 734 and TransUnion 687 after 26 deletions

Equifax 827 · 26 disputes deleted in one import

+136 pointsVerified
Credit re-import summary showing Equifax 645, Experian 692 and TransUnion 721 after 51 deletions

51 disputes deleted · TransUnion 721

714 EquifaxVerified
Tri-bureau progress report for Maria Rocha showing Equifax 714, Experian 681 and TransUnion 672

Maria R. · steady climb across all three bureaus · 14% utilization

Funding approvals

Then the approvals start landing.

A clean file is the means, not the goal. These are member approvals after the repair work was done.

$25,000Approved
Navy Federal approval screen for a Visa Signature cashRewards Plus card with a $25,000 credit limit

Navy Federal · Visa Signature cashRewards Plus approval

$27,500Approved
Loan approval notice for $27,500 at 10.89% APR

Unsecured loan approved at 10.89% APR · funded same day

$10,000Approved
American Express Blue Business Plus card account showing a $10,000 credit limit

Amex Blue Business Plus · business credit under the EIN

$9,000Approved
American Express Blue Business Cash card account showing a $9,000 credit limit

Amex Blue Business Cash · second business line stacked

Get These Results — $97/mo

Individual results vary and are not guaranteed. Screenshots shared with member permission.

The difference

Credit repair stops at the score. We stop at the approval.

Do the math. Most companies charge per deletion and hand you nothing after. We don't.

Typical credit repair

The Credit Hub

Deletes items, then leaves you there
Takes you all the way to funded
$40-$75 per inquiry deleted
Unlimited inquiry removal
No lender strategy
Personal + business funding roadmap
Email support only
Weekly live application reviews with the CEO
Setup fees + monthly fees
$97/month, everything included
No protection
$1,000,000 identity theft protection
Fix My Credit — $97/mo

Credit monitoring is mandatory · No setup fee · No refunds

The system

This isn't credit repair. It's a system for getting funded.

A clean report is the entry ticket, not the prize. We fix the file, build the profile lenders underwrite, then walk you into the approvals.

Personal funding to $25k+

A lender sequence built for your file.

Business credit roadmap

Tier 1-3 vendors, EIN-only, no PG paths.

Unlimited inquiry removal

No cap, no per-deletion fees.

Done-for-you credit repair

We work your file every single month.

Day-one funding audit

What you can borrow, and what's blocking it.

Weekly funding calls with Cisco — CEO

Live application reviews, not tickets.

$1,000,000 identity theft protection

Covered the entire time we work.

Bonus included

  • Business credit building
  • Navy Federal + lender access
  • $25k+ in personal funding
  • Travel hacking with business spend
Fix My Credit — $97/mo

Credit monitoring is mandatory. No refunds.

How you get funded

The whole funding system for $97/month

Repair, build, position, apply. No per-deletion fees, no upsells, no setup charge.

Clear the derogatories blocking your approvals

Lenders decline you for what's sitting on your report. We challenge inquiries, collections, and lates without a cap until your file reads approvable.

  • Unlimited inquiry removal — no per-deletion fees
  • Collections, lates, and charge-offs disputed tri-bureau
  • Underwriter-ready file, not just a prettier score

Report audit

Late payment · 2021Removed
Collection · $1,240Removed
Hard inquiry ×3In dispute
Utilization8%

A funding roadmap, not just a score

We sequence exactly which lenders to hit, in what order, and when — so your first application isn't the one that burns your file.

  • Personal funding to $25k+ mapped out
  • Business credit built in the right order
  • Lender-by-lender approval sequence

Your roadmap

  1. 1Clean the fileComplete
  2. 2Build primary tradelinesIn progress
  3. 3Position for lendersWeek 6
  4. 4Submit funding appsWeek 10

Day-one funding audit of your file

Before we touch a dispute, you get a line-by-line read on what's killing your approval odds and exactly what capital your profile can realistically reach.

  • Line-by-line tri-bureau audit
  • Funding capacity estimate for your profile
  • Monthly re-audits as your limits climb

Your audit plan

Inquiries removed100%
Collections disputed72%
Utilization fixed40%
New tradelines15%

$1,000,000 identity theft protection

Your file is the asset you're funding against. Every member is covered by a $1M identity theft policy the entire time we're building it.

  • $1M coverage included
  • Fraud alerts and monitoring
  • No extra cost, ever

Protection status

Coverage

$1M

Monitoring

24/7

Alerts

On

Cost

$0

Weekly funding calls with Cisco — CEO

Not a support ticket. Every week the CEO goes live reviewing real files and real applications, so you know what to submit before you submit it.

  • Live file and application reviews
  • Same-day replays
  • One funding action step every week

This month

Thu · Live funding file reviews7:00 PM
Thu · Business credit tiers 1-37:00 PM
Thu · Navy Federal + lender playbook7:00 PM
Thu · Open approvals Q&A7:00 PM
Fix My Credit — $97/mo

Credit monitoring is mandatory · No setup fee · No refunds

The process

3 steps to funded

No guesswork. A repeatable sequence you follow while we work the backend — most members are lender-ready in 3 to 6 months.

01Step 01

Free funding audit

We pull your tri-bureau file, estimate your funding capacity, and show you exactly what's blocking approvals.

  • Line-by-line tri-bureau audit
  • Capacity estimate
  • First dispute round filed
02Step 02

We clean and build the file

Done-for-you disputes every month, unlimited inquiry removal, utilization and tradelines fixed, business profile set up.

  • Deletions start in 30-45 days
  • Primary tradelines added
  • EIN-only business credit started
03Step 03

Score up. Funding unlocked.

When your file reads approvable, we tell you exactly which lenders to hit and in what order — personal first, then business.

  • Personal funding to $25k+
  • Business credit tiers 1-3
  • Navy Federal + lender playbook
Start Step 1 — $97/mo

Credit monitoring is mandatory · No setup fee · No refunds

Inside the hub

Your funding war room

Lender playbooks, weekly application reviews, approval posts, and progress tracking — everything in one members area.

The Credit Hub · Members area

Announcement

New funding roadmap templates are live. Post your file in the discussion thread before Thursday's call and we'll review it together.

Weekly calls

  • Funding readinessThu 7:00
  • Business creditThu 7:00
  • Open Q&AThu 7:00

Progress tracking

+84 pts

Average member gain, 90 days

Member discussions

  • Approved for $50k in business funding

    Marcus T. · 12 replies

  • Which vendor accounts reported fastest?

    Dana R. · 8 replies

  • Pre-approval letter came through today

    The Okafors · 21 replies

Join & Fix My Credit

Credit monitoring is mandatory · No setup fee · No refunds

Membership

Get funded for $97/month

One price. No setup fee, no per-deletion charges, no upsells.

The Credit Hub · Funding Accelerator

$97/month

  • Personal funding roadmap to $25k+
  • Business credit build-out, tiers 1-3
  • Unlimited inquiry removal
  • Done-for-you credit repair every month
  • Day-one funding audit + monthly re-audits
  • Weekly live application reviews with Cisco — CEO
  • $1,000,000 identity theft protection
Start My Credit Fix — $97/mo
Hosted on Skool

Credit monitoring is mandatory. No refunds.

Stop getting declined. 
Start getting funded.

$97/month for done-for-you credit repair, unlimited inquiry removal, a personal and business funding roadmap, and weekly application reviews with the CEO.

Credit monitoring is mandatory · No refunds

FAQ

Questions, answered

$97/month

Repair + funding roadmap

Fix My Credit